The Paycheck Budget workbook (printable) is a proven system created by a Chartered Accountant that you can follow at your own pace, step-by-step. One that gives you clear directions to create a budget that works! No more frustration and tears. Just an easy-to-follow clear path so that you can live a life you love on a budget you can afford (and without going broke!).
Steal my budget system! This is the system I used to pay off $30,000 of debt while saving $100,000+ towards my dream life. Even while supporting my family on a single income.
The Paycheck Budget workbook is:
A paycheck budget is the most effective budgeting method. It's the only one that gives you total control over your finances. And it's the only method I recommend to break the paycheck to paycheck cycle.
By purchasing the printable Paycheck Budget workbook, you'll receive a 12-month guided financial plan including:
It also comes with FREE access to my Paycheck Budget Graphs spreadsheets which helps you visualise your finances, allowing you to spot trends at a glance.
Frequently asked questions about the Paycheck Budget Workbook (Printable)
Dave Ramsey advocates a percentage based budget which has helped many people. But I'm always teaching my students one important lesson: a percentage based budget isn't super customised to you and your life. That makes it harder to stick to which leaves you feeling desperate, overwhelmed and frustrated. My system involves managing your cashflow while also creating a separate budget each time you get paid. That means you're never budgeting with money you don't have. It's the best way to break the cycle of living paycheck to paycheck. It's also the best way to really take control of your finances and change your life. The PMC budgeting system also takes the most important thing into account which many other systems don't - YOU! Your goals, your personality, your life. But most importantly - the PMC budgeting system was created by me. I'm a professional Chartered Accountant and analyst with over a decade of experience in finance and managing money for billion-dollar companies. I didn't stumble into these systems - I created them intentionally to ensure I was managing my own money in the best way possible. I stand behind my systems and products 100%.
Absolutely! Ask yourself this: how much is financial freedom and peace worth to you? How much is a financially secure future for you and your family worth? What price would you put on the life of your dreams? I believe financial education should available to everyone. That's why I created Paper Money Co and offer the Budget Breakthrough course for free. I promise that you will not find a better, more practical, and more comprehensive resource at a lower price.
If you earn an irregular income or get paid multiple times per month, then the Paycheck Budget workbook is perfect for you! In fact, a paycheck budget is the only method I recommend if you're paid weekly or bi-weekly. The Paycheck Budget workbook will give you all the tools you need to easily budget your income and manage your expenses, even if you don't get paid monthly. There are 5 budget worksheets for each month, so whatever your pay schedule looks like - I've got you covered!
No. The Paycheck Budget workbook is a workbook, not a planner. It's full of worksheets to help you manage your personal finances and budget. It contains monthly and annual calendars to keep your finances organised, but it doesn't have weekly or daily planning pages.
Please do not share the workbook with others. Doing so is against Paper Money Co store policies. Your friends and family will need to purchase their own copy of the Paycheck Budget workbook. The Paycheck Budget workbook cannot be copied or distributed for any purposes. If you love your Paycheck Budget workbook, then I'd really appreciate it if you share this page with your friends and family.
Due to the nature of the workbook as a digital product, all sales are final. If you're having trouble with your workbook at any time, just email me at firstname.lastname@example.org and we'll work through it together.
Want lifetime upgrades?
Eligible Patrons receive a free copy of my Paycheck Budget workbook when they become a member. As a perk of membership, they also receive all updates to this product for free as long as they are a member. That means they don't have to purchase new versions of the Paycheck Budget workbook when it's released! If you're interested in becoming a member, you can sign up here.
This is a digital product. No physical product will be shipped to you.