The 50 / 30 / 20 budget is a great budgeting system if you're just getting started or want a really simple overview of your finances.
In just a few minutes, your budget is all set and ready to go! With this budgeting method you'd allocate:
- 50% of your income to your needs;
- 30% of your income to your wants; and.
- 20% of your income to your goals.
Of course, these percentages aren't set in stone - you can absolutely tailor them to suit your unique circumstances and your life. Check out this post for examples of how this budget works in a real persons' life.
My 50 / 30 / 20 Budget Spreadsheet shows you how you're actually spending your money, which makes adjusting your percentages so much easier.
The 50 / 30 / 20 Budget Spreadsheet is:
Just imagine if you could...
- Enjoy life every day knowing that your goals and your financial needs are all taken care of.
- Get your finances under control without the headaches and overwhelm
- Create a simple and consistent budget within just a few minutes.
- Put money towards the things that make life exciting - from big events to daily treats.
- Feel excited and happy about your finances instead of overwhelmed, frustrated and confused.
By purchasing the 50 / 30 / 20 Budget Spreadsheet, you'll receive:
Frequently asked questions
Absolutely! Ask yourself this: how much is financial freedom and peace worth to you? How much is a financially secure future for you and your family worth? What price would you put on the life of your dreams? I believe financial education should available to everyone. That's why I created Paper Money Co and offer the Budget Breakthrough course for free. I promise that you will not find a better, more practical, and more comprehensive resource at a lower price.
If you earn an irregular income or get paid multiple times per month, then I recommend you try the Paycheck Budget workbook instead. It's perfect for you! In fact, a paycheck budget is the only method I recommend if you're paid weekly or bi-weekly. The Paycheck Budget workbook will give you all the tools you need to easily budget your income and manage your expenses, even if you don't get paid monthly. There are 5 budget worksheets for each month, so whatever your pay schedule looks like - I've got you covered!
Please do not share the spreadsheet with others. Doing so is against Paper Money Co store policies. Your friends and family will need to purchase their own copy of any of the spreadsheets available in my store. This spreadsheet cannot be copied or distributed for any purposes. If you love your budget spreadsheet, then I'd really appreciate it if you share this page with your friends and family.
Due to the nature of the spreadsheet as a digital product, all sales are final. If you're having trouble with your budget spreadsheet at any time, just email me at firstname.lastname@example.org and we'll work through it together.
Want lifetime upgrades?
Eligible Patrons receive a free copy of all my budget spreadsheets when they become a member. As a perk of membership, they also receive all updates to this product for free as long as they are a member. That means they don't have to purchase new versions of any of my budget spreadsheets when they're released! If you're interested in becoming a member, you can sign up here.
This is a digital product. No physical product will be shipped to you.